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Our arrangement fee explaned
As with many financial services there are costs involved in the setting up of the product.
By charging an arrangement fee we can offer;
- no hidden costs during the lifetime of your loan
- more competitive rates
Part of the arrangement fee covers our costs, which include;
- property valuations
- surveys
- legal costs
- administration and overheads
- land registration costs
- credit searches
What is our fee and how is it calculated?
Our arrangement fee is £995, we will add it to your loan and you will be charged interest on it.
* Applicants seeking a homeowner loan are more likely to be accepted although typical APR's may vary.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. LOANS ARE SECURED ON YOUR HOME.
Expert Panel
Looking for the latest money advice and tips? Wondering who to trust?
Help is at hand - MoneyExpert has joined forces with four well respected national newspaper journalists who will together bring you the latest money stories, tips and advice, exclusive to MoneyExpert.com.
Every week our panel of journalists will post two articles on the hot money issues of the moment to help you keep on top of your finances.
Clinton Manning
Myra Butterworth
Emma Simon
Charles Batchelor
No nonsense, no jargon, no fear.
Just caustic comment and simple advice.
A broadsheet brain with a tabloid tongue.
Clinton Manning,
Business Editor,
Daily Mirror
The credit squeeze is panicking huge numbers of homebuyers into long-term mortgage deals. The number of people signing up for 10-year loans has almost doubled in the past year.
...
Read more from Clinton's latest article
I spend my days writing about your money. Far too often people are
overwhelmed by the serious and stressful nature of money, but my articles
aim to provide you with an entertaining and thought-provoking read, while
at the same time offering you some practical solutions to your financial challenges.
Myra Butterworth,
Personal Finance Reporter,
Daily Telegraph
Slipping onto the standard variable rate (SVR) at the end of your initial mortgage deal used to be something that less savvy borrowers found themselves doing. The thousands of mortgage deals that were available meant if you were organized you could remortgage onto another deal without going anywhere near your lender’s much higher SVR....
Read more from Myra's latest article
I juggle writing about finances with family life. Like most busy people
I understand that it is easy to let money matters slide to the bottom of the
'to do' list. So I hope my articles here are practical, easy to understand and
above all concise.
Emma Simon,
Deputy Personal Finance Editor,
Telegraph Media Group
Banks used to trawl through your credit history looking for good reasons to lend you money. Now the reverse is true, and they are scouring the small print for excuses to turn you down flat. Not surprisingly more people are turning to overdrafts to help make ends meet....
Read more from Emma's latest article
Managing your personal finances is vital for peace of mind but is regarded by many people as a chore.
My articles are intended to provide a painless way into the subject.
Charles Batchelor,
Former Deputy Personal Finance Editor,
Financial Times
The latest round of steep increases in gas and electricity prices has given an added urgency to the search for attractive deals. Unfortunately for consumers, the situation is changing so rapidly that many of the best fixed-rate offers are being withdrawn. At least seven fixed-rate tariffs have been scrapped in recent times....
Read more from Charles' latest article
You don't need to be a rocket scientist to understand money matters, but financial jargon can make it
feel that way. My aim is to produce articles which are always clear, concise, and above all, in plain English.
Melanie Wright,
Money Editor, Sunday Mirror
There are just weeks to go before A level results are out, when school-leavers will discover if they have made the grades to get to university. Banks offer plenty of tempting incentives to entice students to join, but it’s important not to get side-tracked by these and instead to focus on the more important things, such as the interest-free overdraft....
Read more from Melanie's latest article
View the latest contributions from our Expert Panel
Feature Articles
For the last few years potential first time buyers have watched anxiously as property prices have continued to accelerate, all the while pricing them out of the market and making the aspiration of home ownership less and less attainable.
...
Read more
Birthdays are normally a good excuse for a party but with the one year anniversary of the “credit crunch” approaching fast, few people are likely to popping any champagne corks for this unfortunate economic menace.
...
Read more
They say a week is a long time in politics but when it comes to the energy markets at the moment seven days can seem like an absolute age. Newspapers are crammed with stories of takeover bids and collapsed deals – but a more immediate concern for homeowners across the land is spiralling fuel prices.
...
Read more
New research from Sainsbury’s Home Insurance reveals that over a million British householders admit to having forgotten to retrieve spare sets of keys or, just as worryingly, say they can’t remember if they have retrieved them or not.
...
Read more
The latest round of steep increases in gas and electricity prices has given an added urgency to the search for attractive deals. Unfortunately for consumers, the situation is changing so rapidly that many of the best fixed-rate offers are being withdrawn. At least seven fixed-rate tariffs have been scrapped in recent times.
...
Read more
View all Feature Articles
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