Debt Management

Debt Management is just that. We manage your debts on your behalf. By finding out how much you can realistically afford to pay creditors, we negotiate on your behalf to have payments reduced to a more affordable level.

This may be the solution if you:

• Are struggling with your debts
• Have unsecured debts over £2,500 (including personal loans, excluding debts to your family/friends)
• Have two or more separate creditors
• Have credit card, store card or catalogue debt
• Have a bank overdraft
• Have default notices or CCJ's

What does debt management mean for me?

• You won't have to borrow more money – we work with the income and debts you have to provide an affordable debt management solution that is unique to you
• You'll be able to maintain a reasonable standard of living and repay your debts
• We deal with your creditors directly on your behalf
• You make one affordable monthly payment to Immediate Financial and we do the rest
• We aim to have your interest and charges frozen