Compare Credit Cards

Low APR Credit Cards from 8.9% (APR Typical)

In the table below is our selection of the best credit cards available, alternatively use the buttons below to compare credit cards for more specific purposes including 0% balance transfer , 0% purchases , cashback , rewards , charity and credit building (adverse credit) credit cards.

For more information on credit cards please view our FAQ's.

Our Experts Choice...

Barclaycard Platinum

0% interest free on balance transfers for 16 months (2.9% handling fee applies) from account opening.

  • 0% interest on purchases for 3 months.
  • 16.9% APR Typical Variable.
 
 APR Balance Transfers Purchases  
Virgin Money
Virgin Credit Card
16.6 %APR
 Typical Variable 		0.00% for3 months 0.00% for3 months
Offers 0% on balance transfers for 14 months and 0% on card purchases for 3 months. The card also provides numerous offers and discounts.
Barclaycard
Barclaycard Platinum With Balance Transfer
16.9 %APR
 Typical Variable 		0.00% for3 months 0.00% for3 months
A credit card with a low 16.9% APR plus 0% interest free on balance transfers for 16 months (2.9% handling fee applies) and 0% interest on purchases for 3 months, both from account opening.
Tesco Bank
Tesco Clubcard Credit Card
16.9 %APR
 Typical Variable 		0.00% for13 months 0.00% for13 months
Your way to collect even more Clubcard points. Collect 1 Clubcard point for every £4 you spend on your Clubcard Credit Card anywhere in the world. Must have available credit. 1 point awarded per £4 spent (£4 min). Typical 16.9% APR (variable).
NatWest
Platinum Card (Online)
16.9 %APR
 Typical Variable 		0.00% for3 months 0.00% for3 months
Transfer your existing balances and pay 0% for 16 months (2.9% fee applies). Plus you could pay 0% on your purchases for 3 months from account opening.
Egg
Visa Credit Card
17.9 %APR
 Typical Variable 		0.00% forUntil 1st December 2010 0.00% forUntil 1st December 2010
Offers 0% interest on balance transfers until 1st November 2011 (conditions and 3% fee applies). It also offers 0% interest on purchases until 1st December 2010. Access to the Egg Cash Back Store with cash back offers from over 1,500 well known online retailers. Protection for the things you buy with complimentary purchase protection and internet delivery guarantee insurances. 17.9% APR typical (variable).
Nationwide Building Society
Gold Visa
16.9 %APR
 Typical Variable 		0.00% for3 months 0.00% for3 months
Offers 0% on balance transfers for 15 months (3% fee applies - minimum £5) and 0% on purchases for 3 months.
Royal Bank of Scotland
Platinum Card (Online)
16.9 %APR
 Typical Variable 		0.00% for3 months 0.00% for3 months
Transfer your existing balances and pay 0% for 16 months (2.9% fee applies). Plus you could pay 0% on your purchases for 3 months from account opening.
Post Office Ltd
Credit Card
16.9 %APR
 Typical Variable 		0.00% for3 months 0.00% for3 months
Get 0% on balance transfers for the first 12 months with the Post Office® Credit Card. Plus 0% on purchases for the first 3 months and 0% commission on purchases abroad. 16.9% APR typical (variable).
Virgin Money
Virgin Credit Card 12/12
18.9 %APR
 Typical Variable 		0.00% for12 months 0.00% for12 months
0% on balance transfers for 12 months. Rate applies to transfers made in the first 60 days. Handling fee of 2.98% applies. 0% on card purchases for 12 months. 18.9% APR Typical rate (variable).
MBNA Europe
Platinum Plus Card
16.9 %APR
 Typical Variable 		0.00% for3 months 0.00% for3 months
Offers 0% p.a. for 13 months on balance transfers made in the first 90 days of account opening. You must be 23 years old, employed, and earn over £20,000 per year with no recent credit defaults.
Halifax
All in One Card MasterCard
15.9 %APR
 Typical Variable 		0.00% for10 months 0.00% for10 months
Offers 0% for 10 months on balance transfers made in the first 90 days (with a 3% handling fee). Also offers 0% for 10 months for purchases. No interest will be charged on purchases if every statement balance is paid in full by the payment date.
Barclaycard
Barclaycard Platinum Simplicity Credit Card
6.8 %APR
 Typical Variable 		6.80% for 6.80% for
NEW Barclaycard Freedom - Earn and redeem Reward Money in selected retailers.
AA
The AA Rewards Credit Card
18.9 %APR
 Typical Variable 		0.00% for12 months 0.00% for12 months
Offers 0% on card purchases on for 12 months and 0% on balance transfers for 9 months (3% fee). Also earn AA Reward Points on your everyday card purchases, and earn double points on motoring, fuel and AA products. 18.9% APR typical rate (variable).
Capital One Bank
Progress MasterCard
29.9 %APR
 Typical Variable 		30.00% for 30.00% for
The Progress Card shrinks your interest rates for balance transfers, purchases and cash withdrawals from 29.9% p.a. variable to 17.9% p.a. variable. Keep up with your minimum payments, stay within your credit limit, and every 6 months we will reduce your interest rates by 2%. So, by month 36 you will be left with a rate of just 17.9% p.a. variable.
BT
BT Retail Credit Card
16.9 %APR
 Typical Variable 		0.00% for10 months 0.00% for10 months
0% on balance transfers for 6 months on transfers made within the first 90 days (2% handling fee applies), 0% on card purchases made at petrol stations and supermarkets for 10 months and 16.9% APR typical rate (variable).
Bank of Scotland
All in One Card MasterCard
15.9 %APR
 Typical Variable 		0.00% for10 months 0.00% for10 months
Offers 0% for 10 months on balance transfers made in the first 90 days (with a 3% handling fee). Also offers 0% for 10 months for purchases. No interest will be charged on purchases if every statement balance is paid in full by the payment date.
Sainsburys Finance
Sainsbury's Credit Card (Nectar Card Holders Only)
15.9 %APR
 Typical Variable 		0.00% for12 months 0.00% for12 months
With a Sainsburys Credit Card, Sainsburys shoppers with a Nectar card can enjoy 0% for 12 months on all shopping and balance transfers (3% BT fee applies. 15.9% APR typical variable.
American Express
Platinum Cashback Credit Card
19.9 %APR
 Typical Variable 		0.00% for6 months 0.00% for6 months
Earn 5% money back for the first 3 months (up to a maximum of £100). After the first three months you’ll earn up to 1.25% cashback, depending on how much you spend on the card. Spend under £3,500 in the year and earn 0.5% cashback. Spend between £3,500 to £7,500 and earn 1% cashback. Spend over £7,500 in the year and earn 1.25% cashback. The card also offers 0% interest on purchases for 6 months. Please note there is no balance transfer offer available on this card.
Capital One Bank
World MasterCard
19.9 %APR
 Typical Variable 		17.30% for 17.30% for
Be rewarded for everything you buy. No limits cashback - earn 1% on EVERYTHING you buy. £10 bonus credit every January to says thanks for choosing Capital One. Annual fee applies.
Halifax
Easy Rate Credit Card
6.9 %APR
 Typical Variable 		6.90% for 6.90% for
With the lowest available APR that Halifax offers at 6.9% for both purchases and balance transfers, the Easy Rate card means you’ll know exactly where you are with your finances. This card is also available in 5 different colours for you to choose from.
Barclaycard
Barclaycard Gold Credit Card
19.9 %APR
 Typical Variable 		19.90% for 19.90% for
NEW Barclaycard Freedom - Earn and redeem Reward Money in selected retailers.
American Express
Rewards Credit Card
17.9 %APR
 Typical Variable 		0.00% for6 months 0.00% for6 months
Earn 3 points for every £1 spend in major supermarkets, 2 points for leading department stores & 1 point everywhere else. Spend £500 in the first 3 months and receive a bonus 18,000 points (worth £90). The card also offers 0% on purchases for 6 months.
HSBC
Credit Card Ex/C
16.9 %APR
 Typical Variable 		0.00% for3 months 0.00% for3 months
Transfer your existing balances and pay 0% for 15 months (2.9% fee applies). Plus you could pay 0% on your purchases for 3 months from account opening. Only available for existing HSBC current account customers.
Lloyds TSB
Platinum MasterCard Long BT
15.9 %APR
 Typical Variable 		0.00% for3 months 0.00% for3 months
Offers 0% interest on balance transfers for 12 months (3% fee). Minimum spend of £100 in the first 3 months applies, interest will be charged to the fee. Also offers 0% interest on purchases for 3 months. Typical 15.9% APR variable.
MBNA Europe
MBNA Platinum Visa Credit Card
16.9 %APR
 Typical Variable 		16.90% for 16.90% for
A brand new offer from MBNA - apply now and receive a promotional low rate of 5.9% on balance transfers and money transfers for the life of the balance (balance transfers must be made within 60 days of account opening to qualify for the promotional rate. 2% handling fee applies). Ideal for rearranging your finances and consolidating loans. Typical rate 16.9% APR (variable).
NatWest
Classic Card Ex/C
19.9 %APR
 Typical Variable 		4.90% for9 months 4.90% for9 months
Pay a low rate of just 4.9% p.a. on all your purchases for a whole nine months from account opening. Only available for existing NatWest Current Account customers.
Royal Bank of Scotland
Classic Card Ex/C
19.9 %APR
 Typical Variable 		4.90% for9 months 4.90% for9 months
Pay a low rate of just 4.9% p.a. on all your purchases for a whole nine months from account opening. Only available for existing Royal Bank of Scotland Current Account customers.

We search the market for the best credit cards

Compare Personal Loans

Loan rates based on a 10k loan over 36 months.

7.7 %APR
 Typical
7.8 %APR
 Typical
7.8 %APR
 Typical

Compare Credit Cards

0% Balance Transfer Credit Cards

Virgin Money

16.6 %APR
 Typical Variable

Barclaycard

16.9 %APR
 Typical Variable

Tesco Bank

16.9 %APR
 Typical Variable

Looking to Re-mortgage?

With so many different re-mortgaging options available to you, it can be difficult to know where to start.

Money Expert compare the market and provide you with an independant opinion from a regulated advisor who can help you find the best mortgage deal.

About Us | RSS | Site Map | Terms & Conditions | Privacy Policy | Contact Us