Why Drive an Audi TT?
The Audi TT was first launched in 1998 and was inspired by the Audi Quattro and the concept car shown at the 1995 Frankfurt Motor Show. Its modern design and sporty heritage make it not only a popular Audi model but also a standout in the compact sports car market, with a loyal following among enthusiasts and casual drivers alike.
Known for its sleek looks and sporty stance, the TT has gone through several models, including the sporty TT Coupe and the more practical TT Roadster. With style, performance, and innovation, the Audi TT is a favourite among UK drivers.
How Much Does an Audi TT Cost to Insure?
The Audi TT is considered to be a luxury, high-performance car, so drivers can expect higher insurance costs than more standard vehicles. However, as all drivers’ circumstances are different, Audi TT insurance quotes can vary widely. Insurance providers use a range of metrics to determine how much each driver needs to pay for their insurance. These range from your insurance group and your age to your gender, occupation and even where you park at night. For example, insurance for the Audi TT can range from £600 to £3,000 depending on these factors and your specific circumstances.
How Can I Get Cheaper Audi TT Car Insurance?
Every driver wants to save on their car insurance costs. Check out our simple yet effective techniques to keep your premiums as low as possible.
- Always Compare: Comparing as many quotes from as many insurers as possible will help you find the right cover at the best price. When looking for Audi TT insurance policies, avoid settling for the first quote you receive. There's always a chance to find better deals out there!
- Drive Less: The less you drive your vehicle, the less of a risk you are perceived to be. Drivers who spend a lot of time on the road are more likely to be involved in accidents or make a claim and can expect higher premiums as a result. Remember to be honest when declaring your annual mileage.
- Park in a secure location: As a performance car, the Audi TT is classed as a high-risk vehicle, due to the increased risk of theft and damage. Parking your Audi TT safely in your garage or even on your driveway can help reduce risk and lower your premium. To avoid higher insurance costs, drivers shouldn't park overnight on the street or in poorly lit areas.
- Increase your voluntary excess: The amount drivers opt to pay upfront in the event of a claim can influence the cost of your premium. Typically, the more you pay, the cheaper your premium will be. Consider increasing your voluntary excess to lower your insurance costs. Just be sure that it is within your budget.
- Boost security: Cars like the Audi TT are at greater risk of theft and damage due to their luxury interiors and high-performance engines. This means insurance costs will be higher. You can enhance the security of your Audi TT to help address this issue. Most models come equipped with standard security features like anti-theft alarms and immobilisers. However, installing additional measures, such as dashcams and trackers, can further strengthen your vehicle's protection and potentially lower your insurance premium.
What Factors Influence the Cost of Your Audi TT Insurance?
The cost of car insurance is determined by a range of factors. These include:
- Insurance group: Your Audi TT insurance group helps insurers assess the risk associated with driving your particular vehicle. Ranging from 1-50, the higher the group the higher the insurance costs. For example, the Audi TT 2.5 TFSI RS Coupe is in group 42 and would be more expensive to insure than the Audi TT 2.0 TDI Ultra Roadster, which is in group 25.
- Your claims history: How many claims you have made in the past (if any) will indicate to insurance providers whether you are a high-risk driver. Those who have built up a no-claims discount over many years typically have lower premiums than drivers who have claimed in the past.
- Cover type: The type of policy and the amount of cover you need will influence your insurance costs. Whether you need classic car insurance, fully comprehensive or third-party, it's common that the more cover you need, the higher your premiums will be. However, as this isn't always the case, it's essential to compare policies to find the right policy at the best price.
- Driver details: Information such as your age, gender, and driving experience will all play a part in calculating your insurance premium. Generally, older drivers tend to face lower insurance costs compared to younger, less experienced drivers. This is primarily because younger drivers are associated with a higher risk of accidents and claims.
- Where you live: If you live in an urban area, you will generally find that your car insurance premiums are higher compared to those living in rural regions. This is primarily due to the greater risk of theft and accidents in cities.
- Policy extras: Policy extras such as breakdown cover, lost key cover, legal protection and others will bump up the price of your premiums. The more extras you have, the higher the cost.