Who is Citroën?
Founded in 1919 by Andre Citroën, Citroën is a French car manufacturer based in Paris. Now part of the Peugeot Citroën group, Citroën cars have gained a reputation for groundbreaking engineering and design.
The cars Citroën manufactures are a symbol of French style, with amazing aesthetics alongside creative technology and reliable performance. Citroën sold 10,000 cars within its first year of trading and has even advertised their cars on the Eiffel Tower.
Citroën produces a range of cars with models that appeal to a wide range of motorists. The manufacturer's cars are now commonplace on British roads and worldwide - a testament to their popularity, desirability and reliability.
How Much Does a Citroën Cost to Insure?
How much a Citroën will cost to insure is different for every driver. Insurance providers consider a variety of factors when offering premiums and all of these will impact how much you are expected to pay. Your vehicle insurance group, your driving history, age, gender and individual circumstances will all influence your premium. To illustrate this, we've gathered the average cost drivers would be expected to pay for an annual insurance policy across some of the most popular Citroën models. As you can see compact models like the Citroën C1 are much cheaper to insure than larger family cars like the C4 Picasso.
Model | Average Price |
---|---|
Citroën C1 | £368 |
Citroën C2 | £359 |
Citroën C3 | £616 |
Citroën C4 | £790 |
Citroën Berlingo | £662 |
Citroën C3 Picasso | £664 |
Citroën C5 | £886 |
Citroën DS3 | £681 |
Citroën Saxo | £760 |
Citroën Xsara | £696 |
How Can I Get Cheaper Citroën Car Insurance?
Citroën has some of the best models on the market for those looking for an economical vehicle to keep running costs down. But what if you want to save on insurance too? Check out our tips for cheaper Citroën insurance.
- Pay a higher excess: One option for lowering your annual insurance premiums is to opt for a higher voluntary excess on your car insurance policy. Generally speaking, when you increase the voluntary excess on your policy, the cost of your annual premium will come down.
- Consider telematics: Taking out a telematics insurance policy can prove to insurance providers that you're a sensible and safe driver. If you're found to be breaking smoothly, accelerating steadily and staying off the roads at night you'll be rewarded with lower premiums.
- Add a named driver: As less experienced drivers usually pay more for their insurance, you can potentially lower your premiums by adding a named driver. Providing that they have a good driving history.
- Drive less: According to insurance providers, the fewer miles you drive, the less of a risk you are. Therefore declaring a lower annual mileage can help keep the costs of your premiums down. Just remember to always be honest about your mileage - you run the risk of invalidating your insurance if you're found to have been dishonest.
- Always compare: Most car insurance providers save their best deals and prices for newer customers, so it makes sense to compare Citroën car insurance every year and switch insurance companies if possible. It's a simple but proven way to keep your insurance costs down.
What Factors Influence the Cost of Citroën Car Insurance?
The most common factors that will influence the cost of your Citroën car insurance include:
- When and how you pay: If you choose to pay your car insurance monthly, then you'll find that administrative fees and interest are added to the price of your premium. If you want to save money on your car insurance then consider paying the amount in full. It's a quick and easy way to manage the cost of your insurance.
- Your cover: Whether you're looking for comprehensive cover, or you need a young driver policy, the cover you need will influence the cost of your insurance. Typically, a fully comprehensive policy will cost more than basic third-party cover, however as this isn't always the case it's important to compare quotes and providers.
- Your no-claims (if any): If you're a driver with a history of no-claims then this will be reflected in your premiums and you'll be rewarded with lower insurance costs. The more no-claims you have, the better for your wallet!
- Policy add-ons: If you opt to include extras like windshield cover, breakdown assistance, or key protection, it will be reflected in your premiums. The need for these optional add-ons differs for each driver, so only select them if you think they'll be useful to you.
- Your age: Your age is a crucial factor in determining the cost of your car insurance. Generally, older drivers can expect lower premiums due to their experience and as they are considered to be lower risk than younger inexperienced drivers.
- Parking location: Where you park your Citroën at night will also influence your insurance costs. Those who park their car in a garage or on a driveway can expect lower premiums than someone who parks on the street or in a busy urban area overnight. This is due to the increased likelihood of your car being stolen or damaged.