Why Drive a Toyota Yaris?
Perfect for navigating urban environments and offering ample interior space for passengers and cargo, the Toyota Yaris is known for its reliability, efficiency, and practicality!
Available in various trims, the Yaris offers a selection of features and technology options including, advanced safety systems, seamless smartphone connectivity, and highly efficient fuel economy. Whether you’re seeking an agile city car or a dependable vehicle for family outings, as one of the most popular Toyota models available, the Yaris strikes an impressive balance between functionality and fun, making it a popular choice among drivers who value versatility and efficiency.
How Much Does a Toyota Yaris Cost to Insure?
The cost of Toyota Yaris insurance varies from driver to driver, this is because each driver and their circumstances are different. Insurance providers use a range of variables that help to assess and calculate your level of risk, these include your Toyota Yaris insurance group, your age, and your no-claims bonus. As a result, insurance costs for the Toyota Yaris can range anywhere between £400 and £700, depending on these factors and your specific circumstances.
How Can I Get Cheaper Toyota Yaris Insurance?
Lowering your Toyota Yaris insurance costs is simple when you know how. Here are our tips for getting cheaper car insurance.
- Consider telematics: A telematics car insurance policy monitors your driving and gathers data on your habits. The safer you are, the lower your premiums will be.
- Switch providers: Switching providers every year and comparing as many quotes as possible can help lower your Toyota Yaris insurance costs.
- Improve your car's security: Adding additional security features to your Toyota Yaris, such as an immobiliser, a steering wheel lock, or a GPS tracker can help keep costs down.
- Add another driver: Adding another driver to your policy, particularly one with a good driving history and no claims, can lower your premiums.
- Pay upfront: Paying upfront means you won't be paying additional administrative fees and interest rates.
What Factors Influence the Cost of Toyota Yaris Car Insurance?
Toyota Yaris insurance quotes are influenced by factors that help to assess your level of risk. Some of these factors include:
- Your Toyota Yaris insurance group: Your insurance group determines your risk and the cost of your premiums. Generally, lower insurance groups are cheaper to insure than higher ones. For instance, it may be cheaper to insure the Toyota Yaris Icon (insurance group 14) than the much larger and more powerful Toyota Yaris GR (insurance group 45).
- Driver details: Your age, your marital status, and your driving history are also taken into account when calculating your premiums.
- Your annual mileage: How much you drive is a big factor. The more miles you drive, the higher the risk of having an accident, which will be reflected in your insurance costs. A lower annual mileage usually results in lower premiums.
- Level of cover: From comprehensive cover to third-party insurance, the level of cover you require will influence your premiums.
- Modifications: Modifications such as alterations to the suspension or the addition of spoilers or body kits can increase the likelihood of theft or accidents, resulting in higher insurance premiums.
- Your no-claims discount: If you have built up a no-claims discount over time, then you'll be considered to be a safe driver, and this will be reflected in lower insurance costs.